 |
|
Life Insurance and Family Benefits
The scheme provides lump sum and pension benefits to your dependants in the event of your death. The benefits payable will depend on your circumstances at the time of your death.
Payment of lump sum
The lump sum will normally be paid tax free to your spouse or registered civil partner or nominated qualifying partner. If you do not want this to happen you should contact the SPPA to nominate someone else to receive the benefit.
Payment of dependants’ or children’s pensions
Benefits are payable to either your legal spouse, registered civil partner of qualifying partner from the date of death. Children’s pension are paid to a dependant child up to age 23. This may be extended in exceptional circumstances, for example, if the child is unable to earn a living due to condition which existed at the date of death.
For up to date information on family and life insurance benefits please view the 1995 Scheme and 2008 Scheme members guides, available at the Forms and Guides area on our website.
Opportunity to purchase an increased survivor’s pension for membership prior to 6 April 1988
New Regulation G.16 introduced by SSI 2008/226 introduces a time limited opportunity for current members of the NHS pension scheme who joined the scheme before 5 April 1988, to buy an increased survivor pension for a nominated non-legal partner, civil partner or widower. The window of opportunity runs for 15 months from 28th June 2008 to 27th September 2009. Application should be made to SPPA Operations Branch on form SB1A (available from the forms and guides page of this website).