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Injury Benefits
A separate Injury Benefits Scheme (not part of the superannuation scheme) covers all NHS employees whether superannuation scheme members or not. If you are injured or you contract a disease in the course of your work which is not attributable to your own negligence or misconduct, you may be entitled to receive injury benefits. You, or your dependants, may receive payment if:
- You are temporarily absent from work on reduced or no pay. A temporary allowance to top up your total income (including certain DSS benefits) to 85% of average pay will be payable.
- Your earning ability is reduced by more than 10% following termination of employment or re-employment at a lower income.
- You die as a result of the injury or disease.
In calculating any injury benefits, other sources of income will be taken into account. These include any pension under the NHS scheme, relevant Social Security benefits and any damages or compensation paid in respect of the injury or disease. Any damages or compensation for the injury may affect your benefits and some or all of the money may have to be paid back. If you claim damages, you should discuss the matter with your legal adviser. When a claim for damages is settled, you must let SPPA know immediately.
All benefits paid under the Injury Benefits Scheme are increased annually in line with increases in the Retail Prices Index to maintain their purchasing power.
A booklet(pdf 152Kb) which provides more information about the operation of the Injury Benefits Scheme is available from your employer.
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