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The STSS is a contributory scheme administered by The Scottish Public Pensions Agency on behalf of the Scottish Ministers. It is a defined benefit ‘final salary' scheme and is one of the most important and valuable benefits available to teachers. The STSS not only provides you with a lump sum and regular income after you retire but also provides your family or other dependants with financial protection after you die.
The STSS is contracted-out of the State Second Pension (S2P) on a Reference Scheme Test basis that means the STSS guarantees to pay benefits which are at least as high as those the state would pay. Although you will be contracted out of S2P you will receive the Basic State Pension in addition to your teacher's pension.
The STSS is a statutory scheme subject to the Teachers' Superannuation (Scotland) Regulations 2005 (as amended).
*NOTHING SHOWN ON THIS WEBSITE OVERRIDES THE PROVISIONS OF THESE REGULATIONS.*
This web site is designed to offer you as much information as possible, whether you are a current member, a pensioner receiving benefits from the Scheme, or an employer.
Reasons for being a member of the STSS
- You get a guaranteed pension.
- Your pension is index-linked, so it won’t be reduced by the effects of inflation.
- You may choose to receive tax-free lump sum.
- Your employer contributes towards the cost of your benefits.
- When we work out your benefits, we add together all periods of reckonable service, before retirement. If you are entitled to ill-health benefits, you will get them immediately.
- We will pay lump sum benefits if you die before you retire.
- When you die, we may pay children’s and dependants’ pensions.
- You are able to pay extra contributions for additional pension benefits.
- You may be able to transfer pension credits from another scheme into the Scottish Teachers’ Superannuation Scheme.
- We provide a wide range of information about the scheme and have a wide variety of informative literature.
If you want to know about pension reforms / scheme changes and/or taxation please follow these links STSS Pension Reform & Taxation
Payment of STSS pensions
In January 2005 a Pension Payroll Team was established to deal with the payment of STSS pensions. For more information on this department please contact the SPPA directly.
Employer Seminar Presentation 2008
QUICK LINKS
Pension Modeller Teachers Teams Moved House or changed bank?
Partners Benefits Modeller Policy Branch Death Grant Nomination form
Buying extra pension Payroll Members Guide